Privacy Policy for PWS Markets

1.0 General

This Privacy Policy describes how PWS Markets (“PWS”, “we”, “us”) collects, uses, and protects your information when you visit https://pwsmarkets.com (“the Site”) and use any services, tools, or indicators offered (“the Service”). By using our Site or Service, you consent to the terms outlined here. This Privacy Policy is subject to our Terms of Service.

2.0 Definitions

3.0 Data Collection

We collect Personal Data when you:

• Sign up via email or Google (name, email, profile image if available)
• Make purchases through Stripe (billing info is processed by Stripe)
• Use the Service (technical usage data via Vercel Analytics)

We do NOT collect:

• Facebook or Adwords data
• Google Analytics data
• Social media plugins or behavioral advertising trackers

3.1 Purchasing and Chargeback Policy

When you purchase access to a paid feature, subscription, or digital product, your payment is processed via Stripe. We do not store your full payment details.

If you initiate a chargeback or dispute a valid transaction, we reserve the right to revoke your access to our products or services. We may provide Stripe or financial institutions with metadata related to the transaction (e.g., your email, transaction ID, purchase date, and IP address) to defend against fraudulent claims.

3.2 Email Policy

If you sign up, we may send transactional emails and occasional updates. You can unsubscribe anytime, except from service-related notices (e.g. receipts).

3.3 Cookies

Cookies are used for login sessions and basic analytics via Vercel. No advertising or profiling cookies are used. You may disable cookies via your browser settings.

3.4 Google Sign-In

If you use Google Sign-In, we access:

• Name
• Email
• Profile picture (if present)

This data is only used for authentication and personalization. You can revoke access at https://myaccount.google.com/permissions. Our use of Google APIs complies with their Limited Use Policy.

4.0 Use of Data

We use your data to:

• Create and manage your account
• Authenticate and secure access
• Process payments
• Monitor performance and usage
• Respond to customer inquiries

5.0 Legal Basis for Processing (GDPR Compliance)

Under Article 6 of the General Data Protection Regulation (GDPR), we rely on the following legal bases:

• Contract: To provide you with access to purchased services.
• Consent: For Google Sign-In.
• Legitimate Interest: To monitor system performance and improve user experience.

If you are in the EEA, you may:

• Access your data
• Correct or delete your data
• Object to processing
• Request a copy of your data
• Withdraw consent

Contact contact@patrickws.com to exercise these rights.

6.0 California Consumer Privacy Act (CCPA)

If you are a California resident, you have the right to:

• Know what personal information we collect
• Request deletion of your personal information
• Opt out of the sale of personal data (we do not sell data)

To make a request under the CCPA, email us at contact@patrickws.com with the subject line “CCPA Request.”

7.0 Data Retention

We retain personal data only as long as needed for legal, operational, or security purposes. You may request deletion at any time.

8.0 Data Sharing

We do not sell or share your data with subcontractors. We may share limited data with:

• Stripe for payment processing
• Vercel for hosting and analytics
• Google for authentication

These providers are bound by their own privacy policies and compliance standards.

9.0 International Transfers

Your data may be processed in the U.S. or other jurisdictions by our providers. These providers maintain appropriate safeguards.

10.0 Security

We use SSL encryption, strong password policies, and secure hosting infrastructure. No system is fully immune to attacks, but we implement best practices.

11.0 Your Choices

You can:

• Opt out of emails
• Revoke Google access
• Request a copy or deletion of your data
• Disable cookies in your browser

12.0 Children's Privacy

The Service is not intended for individuals under 18. We do not knowingly collect data from children.

13.0 Updates to This Policy

We may update this policy as needed. The revised date will always be posted at the top. Continued use of the Site signifies acceptance of any changes.

14.0 Contact

For privacy-related questions or data access requests, contact:

Email: contact@patrickws.com